What Is Happening
An estimated 24.3 million Americans rely on the Affordable Care Act (ACA) marketplace for health care. Approximately 22 million Americans could see their health premiums double or even triple next year — putting lifesaving care out of reach. The consequences will be immediate and devastating: cancer patients cut off from chemotherapy, seniors forced to ration insulin, children denied the care they need just to stay healthy. For so many families in the Deep South and across this nation, affordable health care is not a want — it’s necessary for survival.
Congress Can Fix This — But They Must Act Now
Congress can take action to prevent the looming health care affordability crisis by extending the critical Affordable Care Act enhanced premium tax credits, also known as Obamacare subsidies. We must demand that Congress vote in favor of continuing these essential subsidies to ensure everyday people can access the care they need without any harmful reproductive care restrictions.
Take Action Today
Message your senators and representatives today. Demand they vote to extend the ACA credits. Learn more about the impact of the Republican-led, harmful One Big Beautiful Bill Act.
How We Got Here
The passage of the harmful “Big Beautiful Bill” in July 2025 was disastrous for families — it slashed funding for SNAP and Medicaid while handing out massive tax breaks to the wealthy. This law also failed to extend the tax credits that lowered health care premiums, helping everyday people get affordable insurance on the Affordable Care Act (ACA) marketplace. Allowing federal ACA premium tax credits to end isn’t an accident — it’s a policy choice. Insurance providers are already anticipating the unaffordable price jump will force many to drop their coverage and are preparing to increase costs for the private market to compensate.
What It Means for Families
Families in the Deep South will bear the brunt of these price surges if Congress does not act to extend the health care subsidies before the end of the year. For example, a family of four in Jackson, MS, earning $80,000 a year would see their premiums go up 368% from $173 a month to $469 a month when the tax credit is no longer available. For comparison, a 60 year-old couple on a Bronze Plan earning $85,000 per year living in the following areas will see their monthly premiums skyrocket when they no longer receive this premium tax credit:
| City | With ePTCs | Without ePTCs |
| Montgomery, Alabama | $0/month | $1,876/month |
| Tallahassee, Florida | $0/month | $1,947/month |
| Lawrenceville, Georgia | $89/month | $2,159/month |
| Baton Rouge, Louisiana | $0/month | $1,802/month |
| Jackson, Mississippi | $473/month | $2,580/month |